Pete look on the FEMA websites. The new maps are there. As well as the new law.

New law: http://www.fema.gov/flood-insurance-reform-act-2012

FACT SHEET: http://www.fema.gov/media-library-data/20130726-1914-25045-8243/floodsmart_factsheet_homeowners.pdf

Flood Maps:

https://msc.fema.gov/webapp/wcs/stores/servlet/FemaWelcomeView?storeId=10001&catalogId=10001&langId=-1

http://www.floodsmart.gov/floodsmart/pages/flooding_flood_risks/ffr_overview.jsp

Your agent can tell you what flood zone you're in.

I recommend working together on the flood issue and agree to a meeting to discuss it. I recommend Adam Hoffman of Godfrey Hoffman Associates from North Haven. He did my elevation studies and is very responsive and proactive. I will check the new law out. Who can make arrangements for this meeting? Who can contact DeCola and Megna and probably Al Paolillo. Invite DeLauro and especially Sen. Looney as well. I would suggest that we meet either at Nathan Hale or in the St. Bernadette Church Hall.

I can do anything after January 4th. Sal is aware of this. Rosa DeLauro is working on it. The gentleman to contact at her office is Louis Mangini. He states they are working on legislation to change this, but we all know who things have been going down there in DC. That change will likely not keep me in this house unless it happens this month.

I am not sure our neighbors know about any of this and I think we have to get the word out. In the meantime thanks for the info TC. I will call your engineer.

EVERYONE is going to be affected by this. Looks like folks on the Quinnipiac as well.

TC did you get hit with a higher premium? I am already paying $1800.

Maybe Sal can pull this meeting together.

Marian the maps are new as of July. Your insurance company will tell you but everyone will need an elevation certificate this year on renewal unless you have no mortgage or you are not in a flood zone. $1000 and your rates will raise most likely by at least 50%. Have you had one done?

@Waterboarder--- i was forced to put flood insurance on my garage! The engineers helped me fight off part of the bank request (Wells Fargo) but FEMA insisted on the garage being insured. We need to work together on this. How can we do something to get in contact with each other off of this public site?

I received a letter in the mail also and need to have this done by March 2014 as well. This is insane!

We should use one surveyor. It should cost less.

The legislative session starts next week. I have spoken to sal and Senetor Looney as well as the department of insurance on the issue. While the flood insurance is a federal program the state of Connecticut has no authority over the program.

However we do have regulatory authority over the private insurance market place. Essentially there are 2 markets the surplus lines and the admitted market which is where most of you buy your car and home insurance.

Overall the state of Connecticut under NFIP had a good loss ratio meaning if they did not include the remainder of the country NFIP may have been in the black not red here in our state.

On my committee we are raising proposed bills to make it simple for a private insurance company to underwrite flood insurance anywhere in the state they choose to. This in the hopes the private market sees an oppurtunity to undercut NFIP in terms of premiums. I also have a bill to stop the surplus lines market from underwriting substandard homeowner policies and to end preventive underwriting criteria of homeowner companies along the coast. The bill will also prevent the homeowner companies from increasing the premiums after a major storm.

I will get the proposed laws to Sal to send out to all who are interested.

Bob Megna

Thanks for the informaiton Bob. Please include me on your threads.
Best,
Susan

Thanks....I contacted Godfrey Hoffman Associates and need to make a decision by next week. I believe they are also the same agency that has dealt with a few of our neighbors as well.

Judy call me. They may postpone the flood law!!!!!!

Anon - please send me your phone # to my email address: jgomez21264@yahoo.com

We are trying to delineate issues that are current and need the city's attention to resolve. Any issues prior to 2013 are being closed. If your issue remains and needs to be addressed by the city, please either re-open or open as a new See Click Fix issue. Thanks.